Does Medicare Cover Home Physical Therapy?
- Personal Care
- Feb 5
- 3 min read
If you or a loved one needs physical therapy at home, you may be wondering: Does Medicare cover outpatient home physical therapy? The answer is yes. Understanding your Medicare benefits is key to living your best and most active lifestyle!
Does Medicare Pay for Home Physical Therapy?
Medicare covers home physical therapy, both under Medicare Part A and Part B.
Many people are surprised to learn that not all physical therapy performed at home is considered “home health” by Medicare.
What Is Medicare Part B Physical Therapy?
Medicare Part B covers medically necessary outpatient physical therapy when it is:
Signed off on by a Physician within 30 days of Evaluation (handled by your PT Office)
Provided by a licensed physical therapist
Documented and medically necessary
Delivered as outpatient level care, in the home.
Unlike Medicare home health, Part B does not require patients to be homebound.
This is an important distinction—and one that allows many patients to qualify for in-home therapy through our practice, Personal Care Physical Therapy.
Does Medicare Part B Allow Physical Therapy in the Home?
Yes. Medicare Part B can cover physical therapy provided in the home when it is classified as outpatient therapy, not home health.
This means:
✔ You do not have to be homebound
✔ Therapy is billed under Medicare Part B
✔ Care is delivered one-on-one by a licensed therapist
✔ Treatment focuses on function, mobility, balance, and safety
At Personal Care Physical Therapy, we provide outpatient physical therapy directly in the patient’s home, while following Medicare Part B documentation and billing requirements.
How Do You Qualify for Medicare Part B In-Home Physical Therapy?
To qualify for Medicare Part B physical therapy with Personal Care Physical Therapy, you must meet the following criteria:
Medicare Part B Qualification Requirements
✔ You have Medicare Part B
✔ You have a physician referral for physical therapy
✔ You require skilled outpatient physical therapy
✔ You are not currently receiving Medicare home health services
If you are receiving Medicare home health (Part A), Medicare does not allow simultaneous Part B outpatient therapy.
What Medicare Part B Covers for Physical Therapy
Medicare Part B typically covers:
Evaluation and treatment by a licensed physical therapist
Therapeutic exercise
Neuromuscular re-education
Gait and balance training
Fall prevention
Post-surgical rehabilitation
Chronic condition management
Medicare Part B generally covers 80% of the approved amount after the annual deductible is met. Secondary insurance may cover the remaining 20%.
Why Patients Choose Personal Care Physical Therapy
Patients choose Personal Care Physical Therapy for Medicare Part B services because we offer:
Outpatient physical therapy in the comfort of your home
One-on-one care with no double-booking
No crowded clinics or transportation stress
Treatment tailored to your actual living environment
Medicare-compliant Part B documentation and billing
Our approach bridges the gap between traditional outpatient clinics and home health therapy—without requiring patients to be homebound.
Common Questions About Medicare Part B and In-Home PT
Can I receive Part B therapy if I can leave my home?
Yes. Medicare Part B does not require homebound status.
Is there a limit to how many visits Medicare Part B covers?
There is no hard cap, but therapy must remain medically necessary and show measurable progress.
Can I switch from home health to Part B therapy?
Yes—once home health services are discharged, patients may transition to Medicare Part B outpatient physical therapy.
Final Answer: Does Medicare Part B Cover Home Physical Therapy?
✔ Yes, Medicare Part B covers outpatient physical therapy
✔ In-home therapy is allowed when billed correctly as Part B outpatient care
✔ Patients do not need to be homebound
✔ Care must be medically necessary and provided by a licensed therapist
At Personal Care Physical Therapy, we help patients qualify for and receive Medicare Part B physical therapy in their home, with personalized, one-on-one care designed to help you move better and live safer.
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